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The general social security scheme (metropolitan France and Overseas
Departments) covers the risks incurred by beneficiaries: sickness, maternity,
disablement, old age, widowhood, death and occupational accidents.
It applies to all salaried and similar employees, not subject to a special
scheme, without any conditions regarding age (even for pensioners, except in the
case of disability, death and widowhood), nationality or sex.
From 1 January 1996, a “single recruitment declaration” was introduced to
replace requests from employers and employees for registration with the social
security scheme.
Foreign workers seconded to France by an employer whose registered office is
located abroad are not subject to the French general scheme, but maintain their
own schemes, except for countries that do not have a social security agreement
with France.
RISKS CURRENTLY COVERED
All employees are automatically covered by social security provided that
their contributions are up to date. The following are covered: healthcare costs
(consultations, medicine, hospitalisation, laboratory costs, optician’s
charges, and dental care and prostheses). They are also covered for periods when
they are not working (sickness, maternity, occupational accidents and diseases).
Non-EEA workers are subject to conditions regarding residence. They must have
obtained work and residence permits.
CONTRIBUTIONS
Contributions to the social security scheme are paid partly by employees and
partly by employers (employee’s share, employer’s share).
Contributions for occupational accidents and family allowances are paid by
employers.
BENEFITS
Medical costs are refunded by the social security scheme on the basis of a
percentage of contractually-agreed rates. The part to be paid by you (patient’s
contribution) and the charges exceeding the statutory fees are paid by
complementary insurance schemes (mutual insurance bodies, etc.). Such schemes
may be paid fully by employers or by employees, or by both.
Source: European Union
© European Communities, 1995-2006
Reproduction is authorised.
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