I opened a bank account with Credit Suisse last week together with a bank draft to deposit the money into the saving account. The bank draft was returned today and I was told, upon clarification with the bank, that they could not cash in the bank draft as I just "entered" a new relationship with them. They need at least 6 months with me before they can accept. I was not informed of this when I was at the bank opening the account and banking in the bank draft. And they charged me CHF20 for the returned bank draft.

Does anyone encountered such problem before? I am having problem as it would be impossible to return to my home country to cancel the bank draft. Any advice would be appreciated. Thanks.